I decided to take last Friday off after the craziness that was my work for the last few weeks (thus, the lack of posts). Mr. H had Friday off too, so we decided to spend the day together. Little did I know that this day could seriously change my life.
Let's rewind to that "I want" list that I posted a while ago. Well, I found a new one that's bigger than all of the others and is seriously going to put a dent in my spoiled little spending ways. We found the house.
Now, we've gone house hunting before. It started unrealistically with million dollar condos in the area and then moved to the similarly unrealistic area where I grew up. Then, we started to become more realistic and looked in the area that we're now focusing on. But still, everything was either a bit too big and expensive, a bit too small and cramped, or just a dump (let's be honest here). But this weekend we didn't just find a house, we found
the house.
It's the perfect little house of our dreams and right at the upper end of our price range. The bottom floor is basically a huge great room with high ceilings and a massive kitchen. No silly formal dining room/living room that we can't fill and don't need at this point in our lives. And upstairs there is a gorgeous master suite with a walk in closet, soaking tub, and tons of windows. And there are two perfect little bedrooms (for two future perfect little children...and a guest bedroom/office for now) and a laundry room (!!!) and tons of storage space. This is the house that I've imagined in my dreams. This is it. And to make it even better, it's in a brand new community where they're still building, so we can take our time, pick our lot and design our own brand new home from the ground up. I could not be more excited.
There are two little things that are holding us back from running into the main office and jumping up and down for joy. The first is that minor issue of money. We spoke with the lender and he thinks that there will be no problem qualifying on either one or both of our salaries, but Mr. H is still concerned that he couldn't handle the mortgage plus living expenses if I quit working. I try to encourage that I'm not going to quit for quite some time (until the babies come) and that we can save up a nest egg in that time to help us have what we need until he eventually (knock on wood) makes enough that he can cover by himself what both of our salaries used to cover.
The second issue is the dynamic of the neighborhood. I'm spoiled. I have no problem admitting that. I grew up in an upper-middle class suburb and have since moved to a neighborhood that mixes upper-middle class post-college kids with uber rich condo and home owners. It is odd for me to go about my day and not spot designer purses, huge diamond rings and ridiculously expensive cars. So to move out to a suburb that we could comfortably afford right now would be...different. And I'm not sure how I feel about that. In addition, the schools that connect directly to this home are good but not great (not bad enough to effect resale...I hope..). I went to a great public school district and want nothing less for my children. But at the same time, I doubt that our perfect little starter home would stay so perfect with two screaming children and another on the way (again, knock on wood). By the time my children are school age, hopefully Mr. H is making enough money and we have enough equity in
the house that we can find a new
the house in a slightly better neighborhood with stellar schools for my not-even-concieved-at-this-point children.
So what this comes down to, after the mega post of the world to get everything I'm thinking off of my chest, is the fact that I'm going to have to sacrifice and compromise in order to make this happen for us (including the addition of Penny, who would probably then come post-move). And it's going to be a huuuuge step if we actually move forward with it. Times are a changing for us. Mr. H said that he never imagined that we'd be seriously considering buying a home after being married for only three months, but I reminded him that we've been together for almost six blissful years and there's no one else in the world that I would rather take this big step in life with. Life is good.
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